Upon his discharge from the Navy in 1968, Mel began his career in banking at Second National Bank in their data processing department. In 1970 Mel joined Financial Computer Services; a bank service bureau which offered data processing services to over fifty-five banks, twelve S & L’s and eight Credit Unions. Mel started his career with FCS as a customer liaison then worked as a programmer and systems analyst. In 1974 Mel joined Payment Systems, Inc. and relocated to Wilmington, Delaware where he developed and managed the first successful debit card system in the United States. In 1975 Mel was part of a team that developed a strategic business plan for the deployment of a national debit card system for American Express. In 1978 Mel formed his own consulting business specializing in back room automation, ATM systems and check truncation system design. In 1980 Mel traveled to Taiwan where he participated in the development of a strategic plan for the implementation of a national debit card system. Mel moved his family and consulting business to Clearwater, Florida in 1981. A year later he rejoined his colleagues at Payment Systems, Inc. as a Senior Vice President of Consulting Services. Mel traveled extensively throughout the U.S. and Canada as a consultant overseeing projects for companies such as Citibank and AT&T, as well as other major financial services companies. In 1990 Mel helped form Consumer Payment Services, Inc. which developed and marketed one of the first consumer bill payment services in the U.S. In 1992, Mel formed Merchant Payment Services, Inc. ; an independent third party marketing company which operated in 37 states offering electronic credit card services and equipment. MPS had over 500 independent agents and at its peak opened over 650 new merchant accounts per month. In 1995 MPS was sold and Mel formed another company that was also involved in the credit card processing industry. The new company grew to the same proportions as MPS and in February of 1998 the company was acquired by PMT Services, INC.; a public company in the same industry.
M. Craig Metz
Chief Operating Officer
After earning a Bachelor of Science degree in Mathematics from Middle Tennessee State University, Craig began his experience in the technology sector in 1996 as an Account Manager and then Channel Account Manager for Cisco Systems, Inc. He was responsible for managing channel partners in Tennessee and Alabama.
Upon leaving Cisco, Craig joined Diversified Computer Solutions in Nashville, TN as Vice President. At Diversified Computer Solutions Craig designed local and wide area networks for small businesses to large corporations and served as a liaison to strategic partners and manufacturers.
Craig founded NetChecks in 2000, an e-commerce transaction processing provider. Craig managed and marketed electronic check solutions to internet merchants.
In 2001, Craig became the Chief Technology Officer for CheckVelocity in Nashville, TN. Craig was directly responsible for the secure transmission of all electronic transactions through the ACH network while supervising all internal merchant databases. During his tenure at CheckVelocity, Craig developed extensive experience with NSF check processing. As CTO Craig was responsible for managing the corporate network, web and mail server as well as overseeing all new product development and testing.
Craig joined MTSI in 2007, and has over 14 years of operational experience with regards to NSF check recovery for businesses and banks.
Chief Financial Officer
After earning a Bachelor of Science degree in Business Administration with a Major in Accounting from the University of South Florida, Donna began her accounting career at Honeywell’s Space and Avionics Division. Since then she held various Controller and CFO positions for various corporations in a variety of industries to include banking and finance, manufacturing, retail, real estate and entertainment. Donna has gained over 20 years of extensive accounting and financial reporting experience successfully managing all aspects of the accounting and finance operations. Her area of expertise includes financial statement preparation, budgeting, internal and external reporting, consolidations, departmental budgeting and reporting, system integration and implementation, year-end audit coordination and staff management. Donna has a proven track record of displaying keen business management abilities, exemplary critical thinking and problem solving capabilities and exceeding time constraints and company objectives. In her quest to further her education, she recently obtained a Masters degree from Nova Southeastern University.